The end of a marriage brings not only emotional issues but also complex economic repercussions that require careful and competent management. Among these, the right to a share of the Severance Pay (Trattamento di Fine Rapporto - TFR) accrued by the ex-spouse often represents a point of contention, especially when the working career has been interrupted or affected by periods of corporate crisis. As an expert family law attorney in Milan, Avv. Marco Bianucci understands how crucial it is to have clarity on these financial aspects to ensure a fair resolution of post-marital relationships.
Italian legislation, specifically Article 12-bis of the Divorce Law, stipulates that the divorced spouse is entitled to a percentage of the severance pay received by the other spouse, even if it accrues after the divorce decree. However, for this right to arise, precise conditions must be met: the applicant must be entitled to a divorce allowance and must not have remarried. The standard calculation involves assigning 40% of the total severance pay attributable to the years in which the employment relationship coincided with the marriage. The situation becomes significantly more complicated when, within this timeframe, periods of social safety nets such as the Wage Guarantee Fund (Cassa Integrazione Guadagni - CIG) or unemployment benefits are involved.
When an employee goes through periods of Wage Guarantee Fund (ordinary, extraordinary, or in derogation) or unemployment (NASpI), the TFR accrual mechanism undergoes variations that can affect the final amount and, consequently, the share due to the ex-spouse. It is essential to understand that, generally, during periods of zero-hour or partial Wage Guarantee Fund, TFR continues to accrue, but the calculation is based on the salary the worker would have received if they had worked regularly. This means that, theoretically, the total amount should not suffer drastic reductions, but the reality of the calculations can present technical pitfalls.
Conversely, during periods of compensated unemployment, the employment relationship has ended, and therefore, no new TFR accrues; only what has been set aside up to that point is paid out. If the TFR is paid out at a later date than the divorce, or if advances were received during the crisis period, determining the correct calculation base becomes a delicate operation. An error at this stage can lead to a significant financial loss for the entitled party or an unjustified expense for the party who must pay. The intervention of a qualified professional is necessary to distinguish between sums that fall within the calculation of the spousal share and those that, by nature or timing, are excluded.
Avv. Marco Bianucci, operating as an expert family law attorney in Milan, handles these cases with a rigorously analytical and multidisciplinary approach. Aware that family law often intertwines with labor law and accounting, Studio Legale Bianucci does not limit itself to a mechanical application of the percentages provided by law. Each case begins with an in-depth analysis of the employment history of the obligated spouse, examining payslips, settlement statements, and social safety net provisions.
The firm's strategy aims to accurately reconstruct the accrued TFR amount, isolating periods coinciding with the marriage and assessing the actual impact of periods of work suspension. This working method allows for the protection of the client from approximations that could result in economic damage. Whether defending the right to receive the share or correctly calculating what is owed to the ex-spouse, the goal of Avv. Marco Bianucci is to ensure that the payout occurs in full compliance with current legislation and the most recent case law, avoiding future disputes based on calculation errors.
The Wage Guarantee Fund does not nullify the right to a share of TFR. During periods of CIG, TFR generally accrues in a notional amount, calculated on the salary the worker would have received if employed. However, it is necessary to verify collective agreements and specific company situations to determine the exact amount that falls within the 40% calculation for the ex-spouse for the years of marriage.
The right to a share of TFR arises when the severance pay is actually received or the right to receive it accrues. If the ex-spouse is unemployed and has already collected the TFR at the end of the employment relationship, the share must be claimed at that time. If, however, the TFR remains with the company or a treasury fund, the right to the share can be asserted at the time of future payout, provided that the requirements of the divorce allowance and not having remarried are met.
The calculation is made by applying 40% to the total net severance pay received, attributable to the years in which the employment relationship coincided with the marriage. Periods of suspension such as the Wage Guarantee Fund are counted towards the seniority of service. It is crucial to correctly separate the amounts to prevent periods of non-work or non-payment from unfairly altering the due proportion.
Advances on TFR received during the marriage or even afterwards, if attributable to the marital period, are included in the calculation of the share due. Avv. Marco Bianucci carefully verifies whether such advances were disbursed and spent for the benefit of the family or if they should be considered in the final amount to be divided, to prevent the remaining amount at the time of divorce from being artificially reduced.
The correct determination of the TFR share in the presence of social safety nets requires technical expertise and legal precision. If you are going through a divorce and have doubts about the calculation of financial entitlements, rely on the experience of Avv. Marco Bianucci. The firm receives clients in Milan at Via Alberto da Giussano, 26. Contact Avv. Marco Bianucci for a detailed assessment of your situation and to ensure your financial rights are fully protected.