Urban mobility in Milan has undergone a radical transformation in recent years, with an ever-increasing presence of bicycles and electric scooters. While these modes of transport facilitate rapid and eco-friendly travel, they have also led to a significant rise in accidents involving pedestrians. Being hit while walking on the sidewalk or crossing the street is a traumatic experience, often leaving the victim confused about their rights, especially when the vehicle involved is not a car. As an expert lawyer in damages compensation in Milan, Avv. Marco Bianucci deeply understands the disorientation that follows such events, offering targeted legal support to those who have suffered injuries due to the reckless conduct of cyclists or scooter riders.
One of the main concerns for those hit by a bicycle or scooter is the absence of mandatory insurance coverage (RC Auto) for most of these vehicles, with the exception of shared scooters or specific categories provided for by recent regulations. However, Italian law strongly protects pedestrians. According to the Civil Code, anyone who causes damage to another is liable for compensation. In the case of being hit by a private bicycle or scooter, the civilly liable party is the rider themselves, who will be responsible for the damage with their personal assets. If the rider is a minor, responsibility falls on their parents or guardians. It is crucial to understand that the right to compensation for physical injuries, moral damages, and medical expenses remains intact, regardless of the vehicle that caused the accident. However, the procedure to obtain what is due differs from the standard one against car insurance companies and requires a specific legal strategy to ensure the responsible party fulfills their compensation obligations.
Dealing with an accident involving uninsured vehicles requires expertise and determination. The approach of Avv. Marco Bianucci, an expert lawyer in damages compensation in Milan, is distinguished by meticulous attention to reconstructing the dynamics of the accident. In these cases, the absence of a standard CAI (Constatazione Amichevole - Friendly Accident Report) form makes the acquisition of evidence crucial: Local Police reports, witness testimonies, emergency room records, and, where possible, surveillance camera footage. The Bianucci Law Firm works closely with trusted forensic medical experts to accurately quantify the biological damage suffered by the client, ensuring that no aspect of the damage is overlooked. The goal is to relieve the victim of all bureaucratic burdens, managing out-of-court negotiations directly with the responsible party or, in the case of shared vehicles, with the relevant insurance company, to obtain the maximum possible compensation in the shortest time allowed by the complexity of the case.
This is one of the most complex situations. If the responsible party is not identified, unfortunately, it is not possible to take civil action against them. However, in specific and serious cases, if the accident was caused by a vehicle for which insurance is mandatory (such as certain types of electric scooters equated to mopeds or shared vehicles), the Road Accident Victims Guarantee Fund may intervene. It is essential to immediately file a complaint against unknown persons and seek witnesses to try to identify the perpetrator.
The victim is entitled to compensation for all damages suffered. These include material damages, i.e., medical expenses incurred and loss of earnings for days of absence from work, and non-material damages. The latter includes biological damage (temporary and permanent disability assessed by a forensic medical expert) and moral damage, understood as the inner suffering caused by the trauma of the accident.
When the responsible party is a private individual without insurance, Avv. Marco Bianucci first conducts an investigation into the debtor's solvency. Furthermore, it is always verified whether the responsible party has a "capofamiglia" (head of household) insurance policy that covers damages caused to third parties in private life, including riding bicycles. This policy is very common and often allows for compensation to be obtained directly from the responsible party's insurance company.
The right to compensation for damages arising from an unlawful act generally expires five years from the date the act occurred. However, it is crucial to act promptly. Waiting too long can make it difficult to gather the evidence and testimonies necessary to prove the opposing party's liability. It is advisable to contact a lawyer immediately after receiving initial medical treatment.
If you have been a victim of a pedestrian accident involving a bicycle or scooter in Milan, do not underestimate the consequences of the incident. Pain often manifests or worsens in the days following. Avv. Marco Bianucci is available to analyze your case with professionalism and transparency, evaluating the best options to ensure you receive fair compensation. Contact the Bianucci Law Firm to schedule an initial consultation and receive the necessary assistance to navigate this delicate time.